Inability to find capital is one of the reasons people remain locked in poverty. NVI's program provides capital at no- to low-interest rates so our students can grow their business and create an income.
Savings Groups (technically called "Savings and Credit Associations" or SCAs) form the backbone of our ministry. They are more than just a place to come and make a savings deposit. They are supportive groups for problem-solving, prayer, counsel and encouragement. Without them, many people feel alone and trapped in poverty. With support and prayer, people often can find ways to deal with challenges.
Where needed, we provide no- to low-interest rate loans once the borrower has demonstrated their commitment to Christian stewardship, and has clearly explained their plan for the money and how it will be repaid.